🇨🇦 Canada's Commercial Repair Payment Platform

Give Customers a Better Way to Say Yes to Critical Repairs

PayInvoice turns commercial repair invoices into flexible short-term payment options. Your customers pay over time. Your business gets paid upfront.

Create options in minutes Share by link or QR code Get paid upfront

When Payment Slows Down the Job

Commercial customers rarely reject a repair outright. They delay it, reduce the scope, ask for terms, or look for a cheaper alternative. The real obstacle is often the upfront payment, not the quality of the work.

1

"We'll do it next month."

The work is needed, but the customer delays approval while waiting for cash flow or another budget cycle.

Job delayed
2

"Can you patch it for now?"

A proper repair gets reduced to a temporary fix because the full invoice is hard to absorb at once.

Scope reduced
3

"Give us 60 or 90 days."

The service provider becomes the customer's source of credit, adding risk, admin work, and collection headaches.

Receivable carried
4

"We need another quote."

The customer shops for a lower-cost alternative when the real barrier is the upfront payment, not the value.

Sale at risk
5

"Half now, rest later?"

Your team must decide whether to negotiate custom terms, delay completion, or take on payment risk.

Terms negotiated

Add Payment Options to the Work You Already Quote

PayInvoice fits alongside your existing estimating and invoicing process. No complicated checkout system or new sales workflow required.

1

Upload the Estimate

Use your branded PayInvoice page to upload the existing document or enter the job amount manually. Works with your current estimating and accounting process.

2

Send Payment Options

Share a secure link or QR code so the customer can review available options and submit their application online, from the office, counter, or job site.

3

Get Paid Upfront

Once approved, the customer moves forward and your business receives payment without carrying long-term receivables. Your customer pays over time.

Built for the Service Provider

Help customers approve work without financing the repair yourself. PayInvoice removes payment barriers while protecting your margins and cash flow.

Close More Repair Jobs

Give customers another way to move forward when an unexpected repair does not fit their immediate cash flow. Fewer jobs lost to payment hesitation.

Get Decisions Moving Faster

Send payment options with the quote or invoice instead of waiting for customers to arrange financing on their own. Faster approvals, faster scheduling.

Reduce Accounts Receivable

Avoid carrying large repair balances or creating informal payment plans that put pressure on your own working capital and administrative resources.

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Keep Customers Operating

Help businesses complete critical repairs so their equipment, vehicles, and facilities can get back to productive work without unnecessary downtime.

No Complicated Platform

Upload an invoice or enter the repair amount using your provider link. PayInvoice handles the customer financing process. No software to install or learn.

Strengthen Your Service Offering

Add commercial payment options to your sales process without building your own finance department. A professional edge over competitors who can only offer pay-in-full.

Built Around High-Value Commercial Service Invoices

PayInvoice focuses on industries where downtime matters, repair invoices can be substantial, and payment flexibility helps work move forward.

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Heavy Equipment Repair

Engines, hydraulics, undercarriage, electrical systems, major rebuilds, and field service.

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Truck & Fleet Service

Commercial vehicles, fleet repairs, trailers, preventative maintenance, and mobile service.

❄️

Commercial HVAC

Heating, cooling, refrigeration, boilers, emergency service, replacements, and mechanical work.

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Industrial Maintenance

Machinery repairs, production equipment, plant service, shutdown work, and preventative maintenance.

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Mechanical Contractors

Commercial plumbing, piping, pumps, boilers, controls, and mechanical infrastructure.

Commercial Electrical

Critical repairs, service upgrades, power systems, controls, and commercial installations.

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Material Handling

Forklifts, warehouse equipment, loading systems, docks, and commercial mobile equipment.

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Specialty Commercial Service

Other essential B2B service work where a large invoice can slow down customer approval.

Turn Repair Quotes Into Clear Payment Options

A simple way to turn an estimate or invoice into payment options your customers can review and act on, without adding another complicated process to the job.

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Start With the Quote You Already Have

Upload the repair estimate through your PayInvoice provider link. No need to rebuild the quote in another system.

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Create Practical Short-Term Options

Give commercial customers another way to move forward with critical repairs, maintenance, and emergency service.

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Share the Options in Seconds

Send a secure customer link or QR code from the same workflow you use to discuss the repair and schedule the work.

Get Paid Upfront After Approval

Your customer receives manageable payment terms while your business avoids carrying the full repair invoice as receivables.

Two Sides of the Same Transaction

PayInvoice serves both the service provider completing the work and the commercial customer paying for it.

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For Service Providers

  • Primarily serves businesses, contractors, fleets, or equipment operators
  • Completes repair, maintenance, or emergency work with invoices typically above $5,000
  • Operates an established Canadian service business with a professional customer process
  • Wants to reduce accounts receivable and payment-related job delays
  • Looking for a lightweight tool, not a complicated platform rollout
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For Commercial Customers

  • Facing an unexpected or high-cost repair that strains current cash flow
  • Needs to keep equipment, vehicles, or facilities operational
  • Looking for short-term payment flexibility without traditional financing complexity
  • Can complete a simple online application with basic business information
  • Wants to move forward with the repair now and pay over a manageable timeline

Common Questions From Service Providers

PayInvoice is a Canadian payment platform that turns commercial repair, maintenance, and emergency service invoices into short-term payment options. Service providers get paid upfront while their customers pay over time. It is designed for businesses completing essential commercial work where invoice amounts can create payment friction.

No. Your company provides the repair, service, or maintenance work. PayInvoice manages the customer application and payment arrangement. You are not being asked to become a lender or take on financing risk.

PayInvoice is generally best suited to commercial service, repair, maintenance, and emergency invoices starting around $5,000. This includes heavy equipment repair, commercial HVAC, truck and fleet service, industrial maintenance, and other essential B2B service work. Eligibility and available terms depend on the customer and transaction.

PayInvoice follows up directly with the customer after the application is submitted. Most complete applications can be reviewed within approximately 24 to 48 business hours, although timing can vary based on the information provided.

No. You can use PayInvoice when payment appears to be delaying a job, when the repair is unexpected, or when a customer asks for additional payment flexibility. It is a tool you pull out when you need it, not a required part of every transaction.

No. The provider experience is intentionally lightweight. Your team uses a dedicated link to upload an invoice or generate customer payment options. There is no complicated platform rollout, no software to install, and no lengthy onboarding process.

Yes. Approved providers can share their link through email, text messages, quotes, invoices, QR codes, sales proposals, and other customer-facing materials. The link can be added to your website, printed on invoices, or included in service counter materials.

Turn the Next Payment Objection Into an Option

Add flexible payment options to commercial estimates and invoices. Help customers move forward. Get your business paid upfront.